FAIR Health Commercial Data Repository Surpasses 54 Billion Claim Records

November 20, 2025

FAIR Health’s collection of commercial health insurance claims recently surpassed 54 billion claim records, the latest milestone for what was already the nation’s largest such repository. Spanning the period from 2002 to the present, the repository is growing at a rate of about four billion claim records a year. The data include billed charges from providers and negotiated, in-network allowed amounts for medical and dental services actually delivered to patients.

Certified by the Centers for Medicare & Medicaid Services as a national Qualified Entity, FAIR Health also receives data representing the experience of all individuals enrolled in traditional Medicare Parts A, B and D, which accounts for a separate collection of over 53 billion claim records.

FAIR Health’s commercial data collection continues to grow and deepen as new contributors, confident in our stewardship of the data and our neutrality, submit data in a wide range of fields. The 75-plus payors and administrators who submit commercial claims data to our repository insure or process claims for both fully insured and self-insured plans, covering individuals located in all 50 states; Washington, DC; Puerto Rico; and the US Virgin Islands. Their contributions allow us to deliver greater insights into the healthcare system and provide a variety of data and analytics to consumers, providers, payors, policy makers, researchers and others.

A Growing Repository Enhances Our Data Products
FAIR Health’s continually expanding commercial dataset forms the basis of our charge and allowed benchmarks and other industry-standard claims data resources that meet varied stakeholder operational needs. FAIR Health data support provider reimbursement as well as provider network, benefit and premium rate design, in addition to many other uses. Our data also power a broad range of custom analytics, designed to meet the specifications of inquiries into different corners of the healthcare system.

Government, Consumer and Research Uses
The growth of FAIR Health’s repository means that it is always refreshed with recent data to serve government, consumer and research needs. FAIR Health’s conflict-free, representative claims data are used to support federal and state agencies and legislative bodies responsible for a broad range of policy initiatives.

The FAIR Health data repository also powers the medical and dental cost lookup tools on our free, award-winning consumer website, fairhealthconsumer.org. FAIR Health Consumer allows consumers to look up typical costs for healthcare procedures and consult a rich, original educational curriculum about health insurance. The website also contains shared decision-making tools and a dedicated section for older adults (fairhealtholderadults.org).

FAIR Health data—increasingly enriched with more claim fields—help academics and policy makers by fueling research that leads to new studies in peer-reviewed journals and government publications. The data also serve as the foundation for varied data studies undertaken by FAIR Health.

For more information on FAIR Health’s data repository and its uses, contact us by email at info@fairhealth.org or call us at 855-301-FAIR (3247), Monday through Friday, 9 am to 6 pm ET.